Coverages - Affordable Truck Insurance

What We Cover

Affordable Truck Insurance offers affordable commercial truck insurance with coverage that meets our diverse range of clients’ needs. Commercial trucks, drivers, and fleets all have different requirements best served by a customized insurance policy. We offer an expert look at commercial truck insurance that will give you the coverage you need without breaking the bank.

Primary Liability

Primary liability insurance covers the legal liability of owning, maintaining or using an insured truck.

Physical Damage

Physical damage insurance coverage helps pay for repairs needed for your truck if it is involved in an accident.

Motor Truck Cargo

Motor Truck Cargo coverage protects the goods that you are hauling.

Property Coverage

Property coverage can help cover physical property damage, such as a home, office, or other structure where personal property is stored.

General Liability

General liability insurance covers forklifts, cranes, tractors, and other equipment that isn’t a commercial truck.

Workers Compensation

Having workers compensation insurance can help protect employees and businesses from on the job mishaps.

Occupational Accidents

Occupational Accidents coverage works for companies or independent drivers that may not require all the coverage that a workers compensation policy offers.

Umbrella or Excessive Coverage

Umbrella Liability insurance, or Excessive Coverage insurance, is a policy that helps cover you when your primary liability policy limit has been reached.

State We Write

We write affordable trucking insurance policies in Alabama, Arkansas, Florida, Georgia, Illinois, Indiana, Kentucky, Missouri, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee & Texas.

Need a change in coverage?

We make it easy to change your insurance coverage when you need to. Our quick and easy online form allows drivers to make changes to their commercial trucking insurance policy. You can add or delete drivers from a policy, add or delete specific vehicles, and answer a few easy questions before submitting your coverage change form.

To start a new policy, fill out our Request A Quote form.